What is a QROPS?

QROPS stand for Qualifying Recognised Overseas Pension Scheme (QROPS) which is a type of pension plan based outside of the UK that meets the requirements by the HMRC to allow individuals to transfer their UK pension funds to.

It was devised for those who live overseas as an expatriate or those who are planning to leave the UK. It’s a scheme that makes it possible to transfer your existing pension plans in order for you to potentially benefit from increased investment growth, flexibility in access to your funds and financial security

Benefits of QROPS Pension

  • Access to a lump sum of up to 30% (TAX FREE)
  • NEVER having to buy an annuity
  • Protection against possible future creditors
  • Your income can be taken in your choice of currency
  • Improved confidentiality on your investments
  • Free from all UK Taxes

Step By Step To Success

The information will guide you through the process step-by-step to transfer your UK pension to a Qualifying Recognised Overseas Pension Scheme

Download the Free QROPS Guide

Once you have completed the form above, the guide will be sent direct to your email inbox


Written by Experts

The guide has been written by pension and financial services experts


Expert Advice

Putting you in contact with the leading financial advisers in your country

Join over 108,000 expats!

According to the latest figures from HMRC, around 108,000 expats have transferred almost £8 billion into QROPS since April 2006, when the pension scheme was introduced.

QROPS Jurisdictions

Find out more about the different QROPS Jurisdictions around the globe and the benefits they could offer you


Malta QROPS have a fast-growing reputation as a safe place for retirement savings in a world of financial turmoil


Guernsey QROPS

As a low tax jurisdiction, it has all of the major financial institutions geared up to offer great pension products

Isle of Man

Isle of Man QROPS

The Isle of Man is a well established financial service centre and offers some great benefits


Gibraltar QROPS

Gibraltar QROPS have travelled a rocky road with a calm and serene public face masking years of frantic behind-the-scenes activity

What Are You Waiting For

Download the Free Guide to QROPS to learn how to make the most out of your retirement as an expat by enhancing your pension options by transferring your UK pension to a QROPS

News & Updates

Read the latest updates on UK pensions, retirement, pension transfers and QROPS news